[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zavos.cz\/duchodovy-system-v-ceske-republice\/#Article","mainEntityOfPage":"https:\/\/www.zavos.cz\/duchodovy-system-v-ceske-republice\/","headline":"D\u016fchodov\u00fd syst\u00e9m v \u010cesk\u00e9 republice","name":"D\u016fchodov\u00fd syst\u00e9m v \u010cesk\u00e9 republice","description":"D\u016fchody jsou n\u011bco, co je v posledn\u00edch letech sklo\u0148ov\u00e1no velmi \u010dasto. Kv\u016fli demografick\u00fdm zm\u011bn\u00e1m v \u010desk\u00e9 spole\u010dnosti je t\u0159eba o\u010dek\u00e1vat, \u017ee d\u016fchodov\u00fd syst\u00e9m \u010dekaj\u00ed do budoucna velk\u00e9 reformy. Poj\u010fme se ale pod\u00edvat, jak u n\u00e1s moment\u00e1ln\u011b vypad\u00e1 d\u016fchodov\u00fd syst\u00e9m. V\u011bk, kdy lid\u00e9 odch\u00e1z\u00ed do d\u016fchodu se li\u0161\u00ed podle toho, v kter\u00e9m roce se narodili. Nap\u0159\u00edklad […]","datePublished":"2023-08-29","dateModified":"2023-10-02","author":{"@type":"Person","@id":"https:\/\/www.zavos.cz\/author\/#Person","name":"","url":"https:\/\/www.zavos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zavos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zavos.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash.jpg","url":"https:\/\/www.zavos.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash.jpg","height":0,"width":0},"url":"https:\/\/www.zavos.cz\/duchodovy-system-v-ceske-republice\/","about":["Finance"],"wordCount":438,"articleBody":"   D\u016fchody jsou n\u011bco, co je v posledn\u00edch letech sklo\u0148ov\u00e1no velmi \u010dasto. Kv\u016fli demografick\u00fdm zm\u011bn\u00e1m v \u010desk\u00e9 spole\u010dnosti je t\u0159eba o\u010dek\u00e1vat, \u017ee d\u016fchodov\u00fd syst\u00e9m \u010dekaj\u00ed do budoucna velk\u00e9 reformy. Poj\u010fme se ale pod\u00edvat, jak u n\u00e1s moment\u00e1ln\u011b vypad\u00e1 d\u016fchodov\u00fd syst\u00e9m.V\u011bk, kdy lid\u00e9 odch\u00e1z\u00ed do d\u016fchodu se li\u0161\u00ed podle toho, v kter\u00e9m roce se narodili. Nap\u0159\u00edklad ro\u010dn\u00edky po roce 1964 nyn\u00ed odch\u00e1zej\u00ed do d\u016fchodu v 65 letech, pokud se u nich nejedn\u00e1 o v\u00fdjimku nap\u0159\u00edklad proto, proto\u017ee vykon\u00e1vali n\u00e1ro\u010dn\u00e9 povol\u00e1n\u00ed, jako jsou nap\u0159\u00edklad horn\u00edci nebo n\u011bkter\u00e9 zdravotnick\u00e9 profese.Jak jsou u n\u00e1s d\u016fchody dotov\u00e1ny? D\u016fchody dotuj\u00ed pracuj\u00edc\u00ed lid\u00e9. Sv\u00fdm odvodem dan\u00ed p\u0159isp\u00edvaj\u00ed na d\u016fchodov\u00fd syst\u00e9m v \u010cesk\u00e9 republice. Syst\u00e9m je tedy nastaven tak, aby pracuj\u00edc\u00ed lid\u00e9 platili ty, kte\u0159\u00ed ji\u017e pracovat nemohou. V\u00fdhoda je \u017ee odvody poch\u00e1z\u00ed z aktu\u00e1ln\u00ed hodnoty pen\u011bz, tak\u017ee na d\u016fchody tolik nedopad\u00e1 vliv inflace. Mimo to jsou d\u016fchody dotov\u00e1ny ze syst\u00e9mu soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed, kter\u00e9 si plat\u00ed ka\u017ed\u00fd zam\u011bstnanec ve spolupr\u00e1ci se sv\u00fdm zam\u011bstnavatelem. Pokud jste OSV\u010c, soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed si platit nemus\u00edte, ale je d\u016frazn\u011b doporu\u010dov\u00e1no.Do d\u016fchodov\u00e9ho syst\u00e9mu tak\u00e9 pat\u0159\u00ed syst\u00e9m penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed, pomoc\u00ed kter\u00e9ho si mohou lid\u00e9 libovoln\u011b spo\u0159it na d\u016fchod. V\u011bt\u0161inou na tento syst\u00e9m p\u0159isp\u00edv\u00e1 i zam\u011bstnavatel, a to v r\u016fzn\u00fdch \u010d\u00e1stk\u00e1ch. Na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed tak\u00e9 dost\u00e1v\u00e1te bonus od st\u00e1tu. Ot\u00e1zka je, jak to bude s d\u016fchody do budoucna. Probl\u00e9m je v tom, \u017ee lid\u00e9 se do\u017e\u00edvaj\u00ed \u010d\u00edm d\u00e1l t\u00edm vy\u0161\u0161\u00edho v\u011bku. A t\u00edm p\u00e1dem p\u0159ib\u00fdv\u00e1 t\u011bch, kte\u0159\u00ed pob\u00edraj\u00ed d\u016fchod, ale z\u00e1rove\u0148 ub\u00fdv\u00e1 t\u011bch, kte\u0159\u00ed do n\u011bj mohou p\u0159isp\u00edvat. To je velk\u00fd probl\u00e9m. N\u00e1\u0161 d\u016fchodov\u00fd syst\u00e9m je ji\u017e v bod\u011b, kdy je do budoucna neudr\u017eiteln\u00fd. Proto po\u010d\u00edtejme s t\u00edm, \u017ee do budoucna p\u0159ijde velk\u00e1 reforma, kter\u00e1 mo\u017en\u00e1 zm\u011bn\u00ed ohledn\u011b d\u016fchod\u016f v\u0161echno, co doposud zn\u00e1me.V\u00edce si m\u016f\u017eete p\u0159e\u010d\u00edst v \u010dl\u00e1nku Jak je to u n\u00e1s s d\u016fchody? Nebankovn\u00ed hypot\u00e9ka.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u016fchodov\u00fd syst\u00e9m v \u010cesk\u00e9 republice","item":"https:\/\/www.zavos.cz\/duchodovy-system-v-ceske-republice\/#breadcrumbitem"}]}]